Disclaimer:

 

Actual mortgage payments will vary based upon your individual situation and current interest rates, and these loan terms assume you pay all closing costs out of pocket. This loan may not be available in all states, and not all consumers will qualify for these monthly payment terms. These terms are available for a refinance loan on your primary residence with a loan-to-value ratio of 80%, and a credit score between 650 and 719. Other restrictions may apply. Until you lock your rate, APR and terms are subject to change without notice.
A social security number is not required by vafhafinancing.com in order to match you with lenders or brokers, however, the lenders or brokers you are matched with may require a social security number.

VAFHAFinancing.com does not offer mortgage loans and is not the lender or mortgage broker in any transaction. The information provided by you to VA FHA Financing is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. By submitting your request to be contacted, you are consenting to have information contained in your information sheet sent to one or more mortgage lenders or brokers who may contact you by telephone, email and/or mail, even if you opted into the Federal Trade Commission's National Do Not Call List, any state Do Not Call List, and/or any company's internal Do Not Call List. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and/or other factors. VA FHA Financing does not offer its matching services in all states. This loan may not be available for all credit types, and not all service providers in the VA FHA Financing network offer this or other products with interest-only options. You agree to notify any particular lender or mortgage broker directly if you no longer want to receive communications from that particular mortgage lender or broker. You understand that mortgage lenders and brokers may maintain information you submitted whether you elect to use their services or not. Participating mortgage lenders and brokers independently determine the rates, terms, loan amounts, and requirements of any product offered to you. Their offerings may vary depending on your credit history, amount of equity in the property, location, the type of property, and other factors. Their offerings may be subject to market conditions, approval, and qualification.  User Agreement

 

User Agreement

VAFHAFinancing.com offers you, the "User," services that are conditioned on your acceptance of the terms contained in this agreement and your acceptance of these terms without modification, conditions, and notices. Your use of VAFHAFinancing.com services constitutes your agreement to all such terms, conditions, and notices.
VAFHAFinancing.com reserves the right to modify in its sole discretion this agreement and or the VAFHAFinancing.com web site without providing notification. You are responsible for regularly reviewing the Agreement.

Please do not visit or use any of the VAFHAFinancing.com web sites or any page that is part of the VAFHAFinancing.com web site if you do not wish to be bound by these terms of use.

VAFHAFinancing.com has taken reasonable and appropriate measures to deliver and disclose your personal information only in accordance with your instructions, but cannot and does not guarantee that others will not intercept your personal information you provide. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the VAFHAFinancing.com web site.
By submitting a completed form, you have agreed to have your information sent to and receive telephone calls, emails, and/or mail from up to four participating lenders and mortgage brokers even if you are currently on a Do Not Call List or an opt-out email list as well as agree to the website disclaimers. You are submitting the form for personal use. You do not work for a mortgage or lead company. You agree to the disclaimers, user agreement and privacy policy.
By submitting a completed information sheet, you certify under penalty of perjury that you will use the information requested for your personal use or for the personal use of a relative or close friend only for obtaining information for your mortgage needs, and that you will not use such information for the professional or monetary gain of yourself or any other person or entity in any manner whatsoever that goes beyond the need for obtaining information for your mortgage needs. If you are, or within 6 months of the date of this request will be, a mortgage or real estate or lead professional or licensed in any capacity with regard to the mortgage or real estate or business, you hereby authorize reports concerning your unethical conduct in requesting this information to be sent to any governmental or industry entity(is) responsible for or interested in regulating the conduct of persons engaging in that business and hereby bind my employer, and also agree to be personally responsible, for the reasonable value of the information obtained as well as for reasonable attorneys fees and disbursements incurred in collecting it.
Your information may be provided to more than four mortgage professionals in certain situations. These situations include but are not limited to when a mortgage lender or broker return your information for having contacted you in the past or recently received your information directly from you or another source as well as believed wrong contact information had been provided. Mortgage lenders or brokers may update us with the request to return the information quickly or at a later date that could be more than thirty days from completing the information sheet. As such, your information may be provided to another mortgage lender or broker at that time any of the up to four original mortgage lenders or brokers returned the information sheet. There is also the expectation for a certain number of requests by lenders and mortgage brokers to return a number of information sheets at a term longer then when the consumer may potentially plan to gather and act on mortgage information. At the time of submission and/or at a later date, a number of information sheets may be matched and then provided to more than the four original mortgage lenders and brokers to equate to the anticipated number of information sheets typically returned in the future as a result of the above and other situations.

You agree to provide true, complete and accurate information on your request form that mortgage professionals may keep, whether or not you qualified for their loan. You also agree to refrain from impersonating or falsely representing your affiliation with any person or entity.

- VAFHAFinancing.com is not a lender or mortgage professional.
- VAFHAFinancing.com does not make loans or related credit decisions.
- VAFHAFinancing.com does not endorse or recommend products of any particular Lender or mortgage professional.
- VAFHAFinancing.com is not an agent of you, the User, or any participating Lender or mortgage professional.

VAFHAFinancing.com services are administrative only. You should decide for yourself which loan product is best for you financially and personally. You agree that the mortgage professional is solely responsible for its services to you. You also agree that VAFHAFinancing.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services.

Lenders and mortgage professionals can offer their products as per licensing requirements by state. VAFHAFinancing.com does not guarantee acceptance of the User into any loan program. VAFHAFinancing.com does not guarantee specific loan terms and does not guarantee conditions with any participating Lender or mortgage professional. The User understands that an individual Lender establishes and maintains loan approval standards. VAFHAFinancing.com does not guarantee that any of the participating lenders mortgage professionals participating on this web site offer the best terms or lowest rates available in the market.

The User understands that VAFHAFinancing.com or any related material contained herein shall not constitute an offer or promise for a loan commitment or interest rate. VAFHAFinancing.com does not charge you, the User, a fee to use our service. Mortgage professionals and lenders pay Pickamortgage.com for the goods, facilities and services provided. Your use of VAFHAFinancing.com services constitutes your agreement with this compensation arrangement.